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For insurance business we recommend from a limited number of insurers. A list of providers is available on request.

Income Protection Insurance

Income Protection is designed to help you protect you and your family's standard of living by providing a monthly income should illness or injury prevent you from working.

Income protection covers a wide range of conditions that can prevent you from working. Here are a few of the most common causes of a claim: Please note, terms & definitions apply when detailing illnesses
* Mental illness (such as stress and depression)
* Musculoskeletal problems (problems of the muscles and bones, including back pain)
* Heart disease
* Cancer

Are you aware that Statutory Sick Pay is paid for the first 28 weeks of incapacity? Thereafter, the State may only provide a reduced amount to anybody prevented from working by illness or injury, that rises slightly for week 53 onwards. If you don't have the appropriate cover in place you may find that your standard of living drops quite dramatically and with the right cover will be safe in the knowledge that you have put the right things in place to lessen the impact. Current figures for sick pay are available from the DWP.