First Time Buyers
This is your first mortgage and we know it can be a daunting prospect. At Independent Mortgage Solutions we will simplify the whole process for you, helping you to make that all important first step on to the property ladder.
There are many varied options for first time buyers to consider and some lenders are willing to offer up to 5x joint salaries on first time purchases providing you can afford to pay. Mortgages come in all shapes and sizes and by offering "whole of market" it means that we can guide you to the most affordable and sensible option.
You may also wish to consider other options like shared ownership, the government's key worker scheme. Please note qualifying criteria apply with the relevant organizations who offer these schemes. There are also guarantor mortgages available which is where a parent can guarantee to meet your monthly payments if you cannot. You need to obtain independent legal advice if you are considering one of these mortgages as there can be many downsides
